1. Acceptance of Terms
Accessing, browsing, or using the website schooloflight.com (the “Website”) and/or purchasing any products or services offered on the Website constitutes full and unconditional acceptance of these Terms and Conditions (“Terms”). If you do not agree with these Terms, you must discontinue use of the Website immediately.
2. Identification of the Operator
The Website is operated by School of Money SRL, represented by Alexandru Răducanu, Founder and Managing Director, having its registered office at Str. Avionului no. 26, Sector 1, Bucharest, Romania, registered with the Trade Register under no. J2016014083403, VAT no. RO36673806 (hereinafter referred to as the “Company”, “we”, “us”).
3. Definitions
- User: any natural or legal person accessing the Website, whether registered or not.
- Client: any User who places an order for digital products or services.
- Digital Content: downloadable or streamed content provided in electronic format (including but not limited to audio, video, PDF, Word files).
4. Scope of Services
The Website provides personal development services, educational content, and an online store offering digital products only. No physical goods are sold or delivered.
5. Use of the Website
Users are granted a limited, non‑exclusive, non‑transferable, revocable license to access and use the Website strictly for personal and non‑commercial purposes.
Users agree:
- not to misuse the Website;
- not to infringe any applicable laws or third‑party rights;
- not to copy, reproduce, distribute, modify, reverse engineer, or exploit any content without prior written consent.
We reserve the right to restrict or terminate access to the Website at any time, without prior notice, in case of breach of these Terms.
6. Intellectual Property Rights
All content on the Website (including but not limited to text, graphics, images, logos, software, audio and video materials) is the exclusive property of Alexandru Răducanu / School of Money SRL and is protected by applicable intellectual property laws.
Any unauthorized use of the content is strictly prohibited and may result in civil and/or criminal liability.
7. Prices and Payment
Prices for digital products are displayed on the relevant product pages and are expressed in the applicable currency.
Payment is accepted exclusively online (card payment) or via direct bank transfer, depending on the options made available at checkout.
We do not store or process payment card details.
8. Delivery of Digital Content
Digital products are delivered electronically, either:
- via email to the address provided in the order, or
- via messaging services (e.g. WhatsApp), where applicable.
Delivery is deemed completed once a valid download link or access method has been provided.
9. No Right of Withdrawal for Digital Content
In accordance with Directive 2011/83/EU on consumer rights and applicable national legislation:
By placing an order, the Client expressly agrees to the immediate supply of digital content and acknowledges the loss of the statutory right of withdrawal once the download link or access has been provided.
No refunds shall be granted after delivery of digital content, including in cases of device incompatibility.
10. User Responsibility
Clients are solely responsible for ensuring that their devices, software, and internet connection are compatible with the digital content prior to purchase.
11. Personal Data Protection (GDPR)
We process personal data in full compliance with Regulation (EU) 2016/679 (GDPR) and applicable data protection laws.
11.1 Purpose of Processing
Personal data is processed for:
- operation and security of the Website;
- order processing and delivery;
- account creation;
- customer support;
- marketing communications (where consent has been provided).
11.2 Data Subject Rights
Users have the right to:
- access their personal data;
- request rectification or erasure (“right to be forgotten”);
- restrict or object to processing;
- data portability;
- withdraw consent at any time;
- lodge a complaint with a supervisory authority.
11.3 Data Transfers
Personal data is not transferred outside the European Economic Area and is not sold or disclosed to third parties, except where required by law.
11.4 Contact
For data protection requests, contact:
📧 contact@schooloflight.com
12. Cookies
The Website uses cookies to ensure proper functionality and improve user experience. Details are available in the Cookie Policy, which forms an integral part of these Terms.
13. Limitation of Liability
To the maximum extent permitted by law:
- the Website and content are provided “as is” and “as available”;
- we disclaim all warranties, express or implied;
- we shall not be liable for indirect, incidental, consequential, or loss‑of‑profit damages.
Nothing in these Terms excludes liability that cannot be excluded under applicable law.
14. Force Majeure
The Company shall not be liable for failure or delay in performance caused by events beyond its reasonable control.
15. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Romania and applicable European Union law.
Any disputes shall be subject to the exclusive jurisdiction of the competent courts of Romania, unless mandatory consumer protection laws provide otherwise.
16. Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
17. Entire Agreement
These Terms constitute the entire agreement between the User and the Company regarding use of the Website and supersede any prior agreements or understandings.